Do you have goals you’d like to achieve but aren’t certain if they’re possible, or whether you’re on the best path to get there?
This is what we can help you with.
Our experienced financial advisers are renowned for the quality of advice they provide. We've been highly successful in helping clients grow and protect their wealth and attain the goals that are important to them – whatever those goals may be. Whether your requirements are simple or highly complex, you can count on us to put you on the right track to building your wealth and achieving what it is that matters to you. And we'll be there to support you along the way.
Here’s the process we follow:
Choosing a wealth management adviser/financial planner is an important decision. And for the relationship to work best, it’s essential that we each feel we’re a good fit for one another.
That’s why we offer a complimentary, no-obligation initial consultation that enables you to meet with an adviser who can gain an overview of your requirements and let you know if and how we can help.
During this meeting, we’ll discuss your goals and hopes for the future.
Our experience is that many people have a general idea of goals they want to reach – how long they want to work for, travel plans, or home ownership objectives (to name just a few examples).
Frequently however, many have mentally dismissed other dreams or ideas as not being realistic or feasible. We like to drill deep here, because it’s surprisingly common that we are able to find ways for them to achieve much more than they originally thought.
Those who attend an initial consultation generally find they gain tremendous value from the conversation as a result of the quality of the questions we ask and the insights we offer.
If you’d like to move forward after this meeting, we provide you with a written proposal of our services and a fee estimate.
The strategy we develop for you is designed to take you from where you are now to where you want to be.
It factors in your current circumstances, your goals timeframe and how comfortable you are with different levels of risk. (In general terms, investments offering higher potential returns often have higher volatility, and vice versa. Our approach is to build diversification into your portfolio to spread risk and enable you to reap returns from different asset classes.)
We’ll model various financial scenarios to identify the exact path that will best meet your needs. Structuring your assets in a way that minimises tax is another important aspect of the strategy we develop for you.
When it comes to investing, we use a low-cost approach to help maximise your net return – and this can have a significant impact on your capacity to build wealth, especially over the longer term.
The strategy we develop for you is designed to support you in reaching each of the life goals identified as being important to you. We present your written strategy to you and explain each element clearly so you are completely comfortable with what’s being recommended for you.
If you’re happy to proceed with your strategy, we then move to the next step: implementation.
Our implementation team carefully arranges each aspect of your strategy in the correct sequence, and confirms with you when it’s done.
This process can cover aspects such as setting up superannuation funds (including self-managed super funds), organising rollovers, arranging personal insurances, establishing investment accounts and broker accounts (to enable direct shares to be bought and sold) and more.
Once everything’s in place, you can meet with your financial adviser to run through everything if you choose, or of course you can phone in or email any questions you may have.
You’re able to contact your adviser at any time if your circumstances change or if you have any questions about a major purchase or investment. Clients often comment on the peace of mind they gain by being able to check in with their adviser as often as they wish.
Additionally, a Review Meeting is held on an annual basis, so you can check in with your adviser and let them know how you’re tracking with your goals. This meeting allows us to re-calibrate your financial plan to factor in changes in your circumstances, goals or the performance of the various elements of your strategy.
We also rebalance your portfolio periodically to make sure it continues to align with your risk profile, and supports you in working towards your goals.
We find that as clients ‘tick off’ various goals, there are new goals they now want to plan for, and we have another ‘goals conversation’ at this point. Your strategy may be adjusted to accommodate these changes.
We’re available on an ongoing basis to help you continue to create improvements in your financial circumstances over the short and long term. And we’re just as pleased as you are to see the successes you achieve!
We’d be very happy to chat with you about your situation and what you’d like to accomplish.
Please give us a call on 02 9739 6555 to find out more, or to book a complimentary, no-obligation consultation. Alternatively, please complete our contact form and let us know what you’d like assistance with.