News and insights | 5 Financial

April 3, 2024

More Australians set to retire in debt

Most of us dream of retiring with our homes fully paid off and enough savings to enjoy a comfortable lifestyle. Unfortunately, according to research from AMP, this is a dream that’s becoming out of reach for an increasing number of Australians.

March 6, 2024

Empowering women: A guide to financial planning for success

Despite becoming increasingly powerful players in the economy, women continue to face unique challenges that make it harder to achieve the bright financial future they deserve. In this guide, we explore what those challenges are, the opportunities available to women and the ideas to embrace for an empowered financial future…

March 6, 2024

Hidden pitfalls: How credit card limits reduce your borrowing capacity for a home loan

When it comes to applying for a home loan, many factors influence how much you can borrow. While you might be diligently saving for a deposit and maintaining a good credit score, there's one often overlooked aspect that can greatly impact your ability to secure a mortgage: your credit card limit. Here’s why…

February 29, 2024

Your superannuation lifecycle

There are two critical phases in the lifecycle of your superannuation: the Accumulation Phase and the Pension Phase. Understanding these phases can significantly influence your retirement planning and financial security. Here we explain what those phases are and the priorities and benefits of each…

February 2, 2024

Redesigned Stage 3 tax cuts

The personal income tax cuts due to commence on 1 July 2024 will be amended under a proposal released from the Australian government. Here’s what those changes mean for you…

January 19, 2024

5 reasons you should work with a financial adviser

Here’s why teaming up with an adviser can be the best decision for your financial wellbeing.

December 5, 2023

How to shop more safely online this Christmas

The internet is the place to be when it comes to Christmas shopping for many Australians. It’s convenient, easy and there are some great deals – but online shopping does come with a risk. Don’t let cybercriminals steal your money or personal information this festive season and shop safely with these five tips.

December 5, 2023

Navigating the First Home Super Saver Scheme: A pathway to your first home in Sydney

The dream of owning a home in beautiful Sydney, with its vibrant lifestyle, strong employment opportunities and nice weather, is a goal for many young Australians. However, living our great city doesn’t come cheap! Here we share how the First Home Super Saver Scheme (FHSSS) could be your key to entering the Sydney property market.

November 10, 2023

Stay safe from scams

Keep your hard-earned dollars safe and stay vigilant about scams. We’ve put together a list of some types of scams to be on the lookout for.

November 2, 2023

Aged care challenges in the home

Here we share some information on the government assistance available for those needing care at home.

September 22, 2023

Betashares wins ETF Provider of the Year

Our preferred fund manager has recently been named ETF Provider of the Year at an industry awards event in Sydney.

September 19, 2023

Are you paying tax on your super unnecessarily?

The world of tax is complex and confusing to the average person. That’s why it’s so helpful to have a team of experts to guide you in the right financial direction. No one wants to pay more in tax than they must – and that’s what we’re here to help you avoid…

September 15, 2023

How do interest rates affect your investments?

When the first Tuesday rolls around each month, it seems everyone’s waiting with bated breath to hear the RBA’s announcement on whether interest rates will rise, fall or stay the same. But how exactly do interest rates impact your investments?

September 15, 2023

7 things you need to know about burnout

We live in a busy world, and arguably no one feels this more acutely than those running their own business. If that’s you, here are 7 tips to help you ward off burnout or overcome it if you’re feeling it set in…

September 15, 2023

How we keep your financial information secure

Cybersecurity is a critical issue for businesses these days – and for financial service providers like us in particular. Here's what we do to keep your financial information safe...

August 17, 2023

Sowing the seeds for a happy retirement

The thought of retirement is an enticing one for many of us. Imagine throwing off the shackles of the workforce and being able to do whatever you want, whenever you want. But why wait until you are retired to do the things you love?

August 11, 2023

How iron ore plays a big part in our economy

Iron ore has been the backbone of the Australian economy and many investment portfolios for much of the 21st century. Export of the commodity saw Australia evade recession both in the wake of the Global Financial Crisis back in 2008 and the Covid epidemic.

June 22, 2023

Who needs a testamentary trust?

The rising cost of living is grabbing all the attention right now as people struggle to pay the increasing prices. But in the meantime, our collective wealth has been growing steadily and is being transferred to the next generation at increasing rates.

June 22, 2023

Start your life together on the right financial foot

When you decide to get married, it’s an exciting time! But it can (and often is) an expensive time too. Here are some tips to ensure sure your finances are in good health to serve you well as you begin your new life together.

June 22, 2023

The Avenue

Introducing an exciting collaboration between 5 Finance and The Avenue…

May 23, 2023

Shares vs. the Sydney property market. Who wins?

Our advisers recently compared data on Sydney house prices and share returns for the last 40 years (covering 1 April 1983 to 1 April 2023). The results are interesting. Here's what we found: